Oxford Gold Group Review

Last Updated on March 23, 2023 by George

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A brokerage for precious metals, The Oxford Gold Group is run and controlled by seasoned professionals with more than two decades of experience.

Oxford Gold Group offers minimal commissions and telephone customer support and treats all its clients well as partners in every transaction.

Customers who transact in precious metals benefit from having direct contact with the owners, and they commonly discover that the owners’ personal experience dealing with them is a considerable asset when arranging and carrying out precious metal transactions.

Customers can make individual transactions for tangible goods or contribute to retirement accounts backed by precious metals.

The business offers investments in gold-backed IRA accounts and sells precious metals such as coins and bars of gold, silver, and platinum. The website also offers downloadable information and educational resources to educate the customer.

Before we begin this evaluation:

We know how challenging it is to choose a business you can entrust with your hard-earned savings. To offer you as much data as we can so that you can make the best decision, we produce informative and practical material.

To make comparing and selecting the business most suited to your needs as simple as possible, we’ve compiled a list of our highest-rated investment firms.

Oxford Gold Group charges a yearly fixed maintenance cost for precious metals IRAs. The annual maintenance charge varies from $175 to $275, depending on the amount invested in the IRA.

Oxford Gold can provide a flat fee structure to their customers due to the standardization of services and prices thanks to their cooperation with Strata Trust Company and Equity Institutional.

Rebates are used to lower maintenance expenses for clients with larger accounts.

Rebates might be used for a long time based on the account size. The typical IRA client of Oxford Gold Group pays no maintenance or storage expenses for the first three years of the refund program.

Depending on the business Oxford selects for its vaults, and the storage price might differ significantly. Typically, annual storage costs range from $175 to $225. On the other hand, Oxford Gold offers a one- to five-year reimbursement for paid storage expenses, depending on the investment size.

There are no shipping fees associated with this item. For the purchase or sale of precious metals, Oxford Gold Group does charge commission fees, as is customary for any investment, but not brokerage fees.

You must spend a minimum of $1,500 outside of an IRA or $7,500 inside one to purchase metals. When it comes time to sell shares, Oxford Gold Group offers both a buy-back and a no-fee liquidation program.

Products and Services

The Oxford Gold Group offers numerous products and services. The business provides various precious metal coins, such as 1 oz. American Gold Eagle and 1 oz. Canadian Maple Leaf Silver coins, among others.

Additionally, customers have a wide selection of precious metal bars to choose from, such as 100oz silver bars, 1oz gold bars, and 1oz platinum bars.

Your annual investment in a gold-backed IRA might range from $5,500 to $6,500, depending on your income and other factors. At 59.5, you can start withdrawing money from your IRA, but you’ll have to pay taxes on it.

You must withdraw funds from the account at 70.5, but you can choose how much.

An Individual Retirement Account (IRA), which is not employer-backed like some retirement plans, is a good alternative for people who want to avoid having their retirement plans tied to a single employer or who work for themselves.

Oxford Gold Group IRAs allow rollovers and transfers from other retirement funds, and the account holder can select which metals to link the account to.

Precious Metals Investing

There is no denying the tremendous worth of precious metals. Due to the fact that gold bullion and other precious metals recognized by the IRS tend to increase in value over time, self-directed retirement plans like gold-backed IRAs typically hold more weight.

When you work with an Oxford Gold dealer to help you with your assets, you will be confident that your IRA is properly stored according to storage regulations and with approved appointees.

The majority of investments involve purchasing stock in a company. In this instance, you own the precious metals by holding stock in a gold IRA.

Investing in gold and other precious metals is an appealing choice for people who are worried about the dollar’s decline or a looming stock market disaster.

Furthermore, having actual precious metals eliminates the need to rely on the accuracy or loss of computer records due to human error or hacking.

Investing in metals is also preferable to invest in precious stones and diamonds because monopolies like DeBeers, in the case of diamonds, restrict access to those markets. As a result, it is simpler to acquire and sell precious metals.

Like other IRAs, your gold IRA is a type of investment that must disclose gains and losses on form 1099-B when taxes are filed.

Customers frequently demand that storage facilities maintain their precious metals segregated to provide easy access if the metals need to be sold in the future.

For tax purposes, it is also essential to remember that Form 8300 must be filed with the IRS whenever more than $10,000 worth of assets are transferred in a single transaction during 24 hours. Representatives of Oxford Gold Group can assist with this procedure.

How to Open a Precious Metals IRA

The rollover and new account application procedure is made as easy as possible by Oxford Gold Group, who hopes to finish it in under fifteen minutes.

An Oxford Gold Group associate can fill out the application for a new self-directed IRA or a rollover IRA over the phone.

When the application is finished, all left to do is sign and provide a piece of identification.

Following this, a new IRA account can be started within 24 hours of obtaining the required documentation and cash.

If it is a precious metal rollover IRA, Oxford Gold Group will get in touch with your current IRA custodian to arrange the transfer of money to your new account. Custodians typically finish the move in three to ten days, but this can change.

After receiving the funds, an Oxford partner will meet with you to discuss investment possibilities for the IRA’s initial purchases of precious metals.

Why Put Gold in Your IRA?

Individual Retirement Accounts (IRAs) safeguard your retirement and your family’s financial stability.

You can save money in these particular tax-sheltered accounts for future usage.

To ensure a safe retirement, investing a sizable amount of these long-term funds in reliable and stable assets is crucial.

Cash in an IRA is possible, but it depreciates quickly, and inflation is out of control.

There is no better asset for this than gold because it is dependable, holds its value over time, and even grows in value.

Uncertainty is at an all-time high as the global economy struggles due to lockdowns, shortages, conflicts, and inflation, and investors are defending themselves by putting physical gold in IRAs.

These economic crises, which have a negative impact on the majority of other assets, benefit investments in gold.

Risk is not taking action to safeguard yourself and your family against economic threats despite being aware of them.

Safety means understanding the risks to your financial future and taking steps to safeguard it. With a Gold IRA, this is simple to do.


According to TrustPilot, the Oxford Gold group has a 4.9 out of 5-star rating, with over 95% of consumers evaluating the service as good and approximately 5% as fantastic. This is not to argue that the business is without problems; nonetheless, no business is perfect.

The Better Business Bureau gives the business a 5-star rating and keeps track of official complaints; however, users’ main complaints center on the company’s short customer support hours rather than its actual operations or quality of service.

Only one buyer had filed a complaint as of the time this article was written, reporting a problem receiving a refund.

Real Reviews

“My shopping experience was efficient and enjoyable. Every step of the way, Mike Malek was kind, knowledgeable, and professional and delivered everything as promised. I intend to work with Oxford Gold Group again and will keep recommending them to others.”

– Anne D., who has a four-star rating on TrustPilot

“Excellent to work with company. They did an excellent job informing us about our order’s details and interacting with us.”

– Glenn V’s BBB rating of 5 out of 5 stars

Frequently Asked Questions

1. Where can I keep my gold and silver?

Oxford consumers can store their metals at home or in another location for free, thanks to OGG’s collaboration with Delaware Depository.

Due to the security risk this poses, it is not advised to store the metals at home. In the event of a robbery, remember that many homeowners’ insurance policies do not cover the theft of precious metals.

Bank safe deposit boxes can be used to store metals, but they frequently charge a fee; by contrast, Delaware Depository through Oxford is free.

It’s also important to remember that the IRS forbids holding metals in IRAs at home or in a bank-safe deposit box.

2. How dangerous are gold IRAs?

Even though precious metal investments may be more reliable than other investments, they nonetheless carry some risk. This is true of all investments.

Precious metal prices fluctuate with external circumstances, like any asset, so providing any form of investment guarantee isn’t easy.

Gold’s value saw a significant increase between 2010 and 2011, followed by a decline from which it took several years to recover.

Most financial gurus advocate taking a long-term strategy to invest, and precious metals have been consistently increasing in value over the course of many years, making them a more responsible choice than, say, investing in a speculative new business.

3. What kinds of self-directed IRAs does Oxford Gold Group provide?

When wanting to roll over into a gold IRA, the customer has several options, including 401K plans, Roth IRAs, SIMPLE IRAs, regular IRAs, and SEP IRAs.

An Oxford Gold Group representative can help clients choose the best option for their unique circumstances. Still, it is strongly advised that the client first investigate the distinctions between these accounts before making a choice.

4. I have an IRA; should I find a custodian?

The custodian services for IRAs are governed by STRATA and Equity Institutional for Precious Metals IRA, and Oxford Gold Group cooperates with these organizations.

If you decide to use one, the IRS also keeps a list of authorized custodians for IRA accounts.

Make sure the IRS authorizes them to serve as IRA custodians if you feel you need more time to manage your IRA and would like to hire someone else.

Anyone who needs more time, knowledge or legal standing to manage their finances is advised to hire a custodian. A minor child’s account is one illustration of this.

5. How frequently do gold prices fluctuate?

A mix of supply and demand, as well as the opinions and actions of buyers, all influence gold prices. Contrary to paper money, the collection of gold does not change much over time; hence its value is mainly stable.

Pros and Cons


  • Because the business specializes in exchanging precious metals, first-time buyers can complete the deal more quickly.
  • The owners have been in the industry for many years.
  • The business offers safe delivery of tangible goods to the customer.
  • The customer will receive personalized assistance from a corporate representative to ensure he gets what he needs.


  • Despite offering gold IRA accounts, the company has only two qualified personnel to conduct these transactions.
  • On weekdays, customer help is only available during specific hours.

Final Thoughts – Oxford Gold Group Review

When Oxford Gold Group was established, it was planned that the proprietors would use their previous experience working for other metal companies to offer their brand of expertise and customer service at a reduced price.

To provide their customers with safe and straightforward options for buying and storing their metals, the Group established partnerships with storage companies and custodians. As a result, Oxford Gold Group was able to offer customers precious metal IRAs with lower setup costs and less complication.

The Oxford Gold Group specialists are prepared to answer your questions and walk you through the process of investing in precious metals as a retirement plan appeals to you.

You can get a customized quote from them by visiting their website or by calling 888-200-5586.

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