Best Precious Metals Investment Companies

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Introduction to the Best Precious Metals Investment Companies

Companies Considered

Companies Selected

Hours Analyzed

To protect the retirement savings from the ups and downs of the stock market, many astute investors are switching to gold IRAs as an alternative.

The best precious metals investment companies for 2023 are outlined below. Our top picks were determined after carefully analyzing each company’s level of openness, quality of customer service, level of experience, and degree of simplicity in investing with them.

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Best Precious Metals IRA Companies of 2023


Company Name

Trustlink Rating

Minimum Investment


4.8 ratings
$25,000* Setup Fees – $50
* Annual IRA Fees – $80-$100
* Storage Fees – $100 per Year
* Other Fees – $30
2American Hartford Gold
4.9 ratings on Trustpilot
$10,000* Annual IRA Fee – $75
* Accounts Valued – $100,000 or Less and $125 for Accounts Valued at $100,001 or More
* Annual Storage Fee – $100 Fee in Most Cases.
3Augusta Precious Metals
4.9 ratings
$50,000* Initial Setup Fee – $50
* Annual Custodian Fee – $100
* Annual Depository Fee – $100
4Birch Gold
4.9 ratings
$10,000* Initial Setup fee – $ 50
* Wire Transfer fee – $ 30
* Annual Maintenance fee – $ 80
* Annual Storage fee – $ 100


Trustlink    Rating
Minimum  Investment$25,000
Fees* Setup Fees – $50
* Annual IRA Fees – $80-$100
* Storage Fees – $100 per Year
* Other Fees – $30


Trustpilot Rating
Minimum Investment$10,000
Fees* Annual IRA Fee – $75
* Accounts Valued – $100,000 or Less and $125 for Accounts Valued at $100,001 or More
* Annual Storage Fee – $100 Fee in Most Cases


Trustlink Rating
Minimum Investment$50,000
Fees* Initial Setup Fee – $50
* Annual Custodian Fee – $100
* Annual Depository Fee – $100


Trustlink Rating
Minimum Investment$10,000
Fees* Initial Setup fee – $ 50
* Wire Transfer fee – $ 30
* Annual Maintenance fee – $ 80
* Annual Storage fee – $ 100


Editor’s Choice – A Gold IRA Company that has Reliability and Esteemed Reputation

#1 Goldco

American Hartford Gold

Rated 4.9/5 Stars

Precious Metals: gold, silver, bullion bars, bullion coins

Website Features: resources for education, free investment guide, live chat, company’s history, client feedback, news blogs

Why We Chose It

For several reasons, Goldco is the best option for a gold IRA. One of the greatest and safest places to put your gold IRA money is with this company because of their minimal fees, repurchase guarantee, an A+ rating with the Better Business Bureau, and AAA rating with the Business Consumer Alliance.

To ensure that everything runs smoothly during the investing procedure, Goldco’s precious metal specialists will walk you through every step of the rollover or transfer.

Goldco Precious Metals was established in 2006 to assist investors in diversifying their holdings and protecting their retirement savings by purchasing gold and silver. Goldco is unique among precious metals dealers in that it offers platinum and palladium as IRA assets in addition to gold and silver.

Pros & Cons




  • Low costs
  • Step-by-step help with investments from agencies
  • A step-by-step guide to the paperwork to make the investing process easy
  • The least you can spend is $25,000.
  • Only U.S. buyers can buy it.

Featured Coins


      Gold Coins

      Silver Coins

  • Gold Australian Saltwater Crocodile
  • Gold Australian Striped Marlin
  • Gold Freedom and Hope
  • Gold Freedom Coin
  • Gold Liberty Coin
  • Silver Maple Leaf
  • Silver Lucky Dragon
  • Silver Freedom & Hope
  • Silver American Eagle Proof
  • Silver Liberty Coin

Runner Up- A Bullion Price that Enjoys Widespread Recognition as the Ideal or Exceptionally Advantageous within the Market

#2 American Hartford Gold

American Hartford Gold

Rated 4.8/5 Stars

Precious Metals: gold bars and coins, silver bars and coins, platinum, palladium

Website Features: free investment guide,  precious metals education, detailed product, interactive charts and graphs, customizable investment calculators, easy online precious metals ordering, live chat

Why We Chose It

The most well-known gold IRA provider is American Hartford Gold. Over $1.5 billion in precious metals have been delivered, making them experts in this field. TrustPilot and the Better Business Bureau rate them at a perfect five stars.

American Hartford is a Los Angeles-based business run by a family. Your individualized investment procedure will be quick and easy thanks to their affordable costs, secure repurchase guarantee, and dedicated staff with expertise in various fields.

Pros & Cons



  • They sell both real metals and IRAs.
  • The family-owned and ran it.
  • Over $1.5 billion in precious metal supplies
  • Only gives investments to people from within the U.S.
  • No setup of an online account

A Buyback Program that Distinguishes Itself Through its Exceptional Quality and Outstanding Value

#3 Augusta Precious Metals

Rated 4.6/5 Stars

Precious Metals: common gold bullion, common silver bullion, premium gold, premium Silver, IRA eligible coins

Website Features: easy-to-navigate online store, free investment kit request form, precious metals prices, customer service phone and email

Why We Chose It

The third-best gold IRA company is Augusta Precious Metals. Why? One reason is that they provide the best educational options available. Augusta will arrange for you to speak with their Harvard-trained economist Devlyn Steele in a private web conference. You consult with an economist about the current stock market and economic climate, the best precious metals investments to invest in, and any other thoughts or queries you may have.

Joe Montana is an investor in Augusta; his investment group happened upon it on their own. He became an ambassador to promote the purchase of precious metals.

Pros & Cons



  • Web meeting with a Harvard economist one-on-one
  • The high number of affluent customers
  • No-pressure sales style
  • Startup minimum investment of $50,000
  • No setup of an online account

The Team is Extraordinary, Showcasing Exceptional Qualities and Skills

#4 Birch Gold

Rated 4.5/5 Stars

Other Metals: Silver

Website Features: Educational resources, live chat, spot price charts

Why We Chose It

Another reputable and seasoned gold IRA provider is Birch Gold Group. They’ve been there for nearly two decades and have always had an excellent reputation among customers and competitors.

Compared to some other businesses on our list, the entry barrier is lower with Birch and American Hartford because of their modest initial investment minimum.

Investors can choose from coins and bars and store their purchases securely.

Pros & Cons



  • Low minimum amount to invest.
  • Has been doing it for over 20 years.
  • A lot of ways to buy precious metals
  • No online setup
  • Only buyers in the US can buy it.

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What is a Precious Metals IRA?

Individuals can invest in precious metals through this sort of retirement plan, which is unique in that it is self-directed. Gold Individual Retirement Accounts (IRAs) are similar to traditional IRAs in that both allow you to make tax-deductible contributions and postpone paying taxes on investment gains.

Gold IRAs are similar to ordinary IRAs regarding income restrictions and contribution amounts. On the other hand, Gold IRAs can only contain precious metals approved by the IRS, as opposed to paper assets like bonds, EFTs, ETFs, equities, and other cash equivalents.

Remember that you must have the gold held in a safe depository, not in your possession.

In addition, the Internal Revenue Service restricts gold coin purchases to the American Gold Eagle and the Canadian Maple Leaf. Precious metals investment firms with experience can advise you on whether or not your holdings comply with IRS regulations.

A self-directed IRA in precious metals is similar to a traditional IRA your company could offer. The main distinction is that a precious metals IRA stores actual bars and coins of precious metals rather than paper assets like stocks and bonds. Since it is self-directed, you get to decide what goes into it and how the money is spent within the bounds of Internal Revenue Service regulations. This contrasts with assets like money market accounts, where management fees are standard.

How Investing in Physical Gold and Silver Helps to Protect Your Savings

Understanding the dynamics of investing in the two most popular precious metals is essential before making either a part of your portfolio. You need to find a happy medium to get the most out of your money. Many investors must fully comprehend the risks they take to put their money into these areas. This can put you in unwelcome danger or increase your tax bill in the future. So, let’s examine in detail how you should combine your investments in these two precious metals.

Investors are aided in their decision-making by the global economic climate and the volatility of market prices.

Investors who want to learn everything there is to know about the precious metals investment sector should read guides that cover the topic in depth. The global economy is only the gold market.

Investment in these precious metals provides long-term stability for wealth without the risk of inflation, making them attractive during economic uncertainty.

Why Gold or Silver?

Gold and silver are ancient commodities with a rich history. Gold, however, is more valuable than silver because of its scarcity.

Silver is a more speculative than gold because of its higher price volatility. Silver is more readily available than gold but is nonetheless valued highly. Currency fluctuations and other market stresses can affect prices everywhere.

Precious Metals In An IRA: What are the Advantages?

Gold investments can be a sound choice for retirees who diversify their portfolios and hedge against market volatility. Investing in gold with Precious Metals in an IRA has the following broad advantages:

Protect Yourself from Inflation

In times of economic instability, the hold has been proven that it will help you protect yourself from inflation.

Diversifying Investments

Adding gold to your stock and bond holdings can lower your investment risk.

Real Property

In contrast to stocks and bonds, gold is an asset that can be physically held and stored. Possibility of value growth: Gold’s value may rise and fall in the short term but has always risen in the long run.

Secure Holdings

In general, securing your retirement funds and future prosperity by purchasing gold through a Precious Metals IRA is a prudent move. To protect the safety and value of your investment, you’ll need to work with a reliable custodian.

Precious Metals IRA: Which Metals can be Included?

A Precious Metals IRA, also called a Self-Directed IRA, is a gold IRA account that allows its owner to invest in precious metals in the form of physical bullion. The metals that qualify for inclusion in a Precious Metals IRA are narrowly defined by the Internal Revenue Service (IRS). As far as I am aware, the following metals will be accepted by the IRS until September 2021.

  • Gold: All its many guises, from bars and coins to bullion.
  • Silver: Silver bars, silver coins, and silver bullion are all acceptable forms of silver, just as gold bars, coins, and bullion.
  • Platinum: Those with a Precious Metals IRA can invest in platinum bars and coins of a certain quality.
  • Palladium: Bars and coins made of palladium that meet specific purity requirements are eligible for a Precious Metals IRA.

It’s worth stressing that not all kinds of these metals can be held in an IRA. Purity and quality standards set by the IRS must be met. In addition, some numismatic or collectible coins may be off-limits. To ensure compliance with IRS laws and understand the possibilities available for your investment, it is essential to speak with a knowledgeable tax professional or IRA custodian specializing in Precious Metals IRAs.

Things To Look For In A Good Precious Metals IRA Company

There are many things to remember when deciding on a Precious Metals IRA provider. Gold IRA buy-back policy and associated fees/costs are two key areas to investigate. Here’s everything you need to know about both of them:


The buyback policy of a reliable Precious Metals IRA provider should be open and equitable. When you sell your precious metals back, the company you invested in should clarify the method and terms. Find a buyer that will pay you a fair price for your metals and has a simple process for selling them back to you.

Gold IRA Fees & Cost

Before deciding on a provider, learning about and evaluating these costs is crucial. Some costs to think about are as follows.

  • Setup/Administration Fees: Some businesses will charge you a fee to establish and manage your Gold IRA. It’s vital to assess these costs and consider how they can affect your investment because they vary widely.
  • Storage Costs: If you have precious metals in an IRA, you’ll need a safe place to keep them, and most organizations charge a fee for this service. It is essential to learn about and compare the prices various storage facilities charge for their services.
  • Transaction Fees: buying and selling precious metals inside your Gold IRA may be subject to transaction fees. c. The impact of these fees on your investment returns varies, so it’s crucial to factor them in.
  • Markup/Spread: Some companies may add a markup or spread to the market price of precious metals when you buy them for your IRA. To make sure you are receiving reasonable and competitive rates, it is recommended that you shop and check the prices of several organizations.
  • Markup/Spread: Many companies offering a precious metals IRA will charge you a yearly custodian fee to keep your account active. Understanding and comparing these fees to ensure they are fair is essential.

Precious Metals IRA Account: How to Open an Account?

Follow these guidelines to start a precious metals IRA under the investor’s control:

Choose a Gold IRA Custodian

Investors can put their retirement savings into precious metals through these vetted self-directed IRA custodians.

Choose a Dealer

Your custodian will purchase your IRA’s precious metal investments from a precious metals merchant. Your custodian may already have connections with certain vendors, but you should still be able to verify that they are members of relevant trade organizations.

Choose Which Items to Buy

You can purchase gold bars, bullion, coins, and other items from your dealer.

Pick a Storage

There are several secure places to store your precious metals. Your IRA prevents you from keeping any precious metals on your property. The Internal Revenue Code has specific standards that depositories must fulfill. The custodian of your precious metals IRA can make a suggestion, or you can find one on your own.

Finish the Transaction

After settling on an IRA custodian, dealer, and depository, the final step is to make your investment. The precious metals dealer will then deliver the goods to your storage facility.

Final Thoughts – Best Precious Metals Investment Companies

In 2023, several precious metals investment companies stand out for their services in Gold IRA investments. Goldco Precious Metals is recognized as the top choice, offering reliability, a strong reputation, and minimal fees. American Hartford Gold is highly regarded for its gold and silver bullion prices, while Augusta Precious Metals is known for its exceptional buyback program and access to a Harvard economist. Birch Gold Group, with its longstanding reputation and lower investment minimums, is also a reputable option.

These gold IRA companies assist investors in diversifying their portfolios and protecting their retirement savings by offering gold, silver, platinum, and palladium as IRA assets. Investing in precious metals can provide protection against inflation, diversify investments, offer tangible assets, and serve as a hedge during economic uncertainty.

The IRS approves specific metals for inclusion in a Precious Metals IRA, including gold, silver, platinum, and palladium, subject to purity and quality standards. When choosing a precious metals IRA company, factors include buyback policies and associated fees and costs. Opening a precious metals IRA account involves selecting a custodian, choosing a dealer, deciding which items to purchase, selecting a storage facility, and completing the transaction. Overall, Goldco is the best and most reputable gold IRA company.

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Frequently Asked Questions

Do I pay for my precious metals IRA account out of my IRA or out of my own pocket?

You can pay any fees associated with opening an IRA directly from the funds in the account, whether opening a new IRA or transferring funds from another retirement plan. You can also pay these costs out of pocket, using cash, a check, or a credit card. Setup costs for an individual retirement account are fully deductible.

Should I put everything into my Gold IRA at once?

No. After establishing a Gold IRA, you can move money from another retirement account or IRA into it. The cash can sit in a bank safe until you’re ready to purchase. You are free to invest as much or as little of your available funds as you like at any moment.

ROTH IRA: Can I buy gold with it?

Yes. A ROTH IRA can hold gold and other IRA-qualified precious metals like a standard IRA, SEP-IRA, SIMPLE-IRA, Inherited IRA, Rollover IRA, or Spousal IRA.

Gold Individual Retirement Account - What Is It?

Any individual retirement account (IRA) that is self-directed and holds IRA-eligible physical precious metals or physical gold coins or gold bars is considered a Gold IRA. This includes Traditional IRAs, ROTH IRAs, SEP-IRAs, SIMPLE IRAs, and Inherited IRAs.

What is a Silver Individual Retirement Account?

An Individual Retirement Account (IRA) that is self-directed and holds precious metal coins or silver bars is considered a silver IRA. This includes the Traditional IRA, the Roth IRA, the SEP-IRA, the SIMPLE IRA, and the Inherited IRA. Gold and silver are common co-owners in precious metals IRAs.

Can you tell me about Palladium Individual Retirement Accounts?

Those who want to save for retirement by investing in palladium coins or bars can open a Palladium IRA, a special kind of self-directed IRA, or a Precious Metals IRA.

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